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Regulatory Compliance

Committed to legal compliance, consumer protection, and industry best practices.

Our Compliance Commitment

Namaste Boston Homes is committed to maintaining the highest standards of regulatory compliance across all our services. We understand that our role as an information and referral service carries important legal responsibilities.

Legal Compliance

Adhering to all applicable federal and state regulations

Consumer Protection

Prioritizing transparency and fair practices

Industry Standards

Following best practices and ethical guidelines

Financial Services Disclaimer

Important information regarding financial advisory services

Namaste Boston Homes is not a registered investment adviser, financial planner, or insurance agency. We provide general educational information and referral services only.

Investment Advisory Services: Any investment recommendations or strategies discussed are for educational purposes only and do not constitute personalized investment advice. Past performance does not guarantee future results.

Fiduciary Duty: We do not act as fiduciaries and cannot guarantee specific outcomes or results. All investments involve risk, including potential loss of principal.

Required Consultation: Please consult with a licensed financial advisor, tax professional, or attorney before making any financial decisions. We recommend working with SEC-registered investment advisers for personalized advice.

For personalized financial advice, contact:
• SEC-registered investment advisers
• CFP® certified financial planners
• Licensed insurance agents
• Qualified tax professionals

Insurance Services Disclaimer

Important information regarding insurance services

Namaste Boston Homes is not an insurance agency or broker and does not sell insurance products. We provide educational information and referral services to licensed insurance professionals.

Licensing Requirements: Insurance agents and brokers must be licensed in the state where they conduct business. We only refer to properly licensed insurance professionals who meet state requirements.

Insurance Quotes: Any insurance quotes provided through our referrals are estimates only and subject to underwriting approval. Final premiums may vary based on individual circumstances and insurer requirements.

Professional Consultation: For personalized insurance advice, consult with a licensed insurance agent or broker. They can help assess your specific needs and recommend appropriate coverage options.

Insurance Types We Can Refer:
• Homeowners Insurance
• Auto Insurance
• Life Insurance
• Business Insurance
• Health Insurance

Mortgage Services Disclaimer

Important information regarding mortgage and lending services

Namaste Boston Homes is not a mortgage lender or broker. We provide educational information and referrals to licensed mortgage professionals and lending institutions.

Mortgage Loan Originators (MLOs): All mortgage professionals must be licensed under the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act). We only refer to properly licensed MLOs.

Fair Lending: All mortgage referrals comply with fair lending practices and equal housing opportunity laws. We do not discriminate based on race, color, religion, sex, national origin, disability, or familial status.

Pre-Approval Process: Mortgage pre-approvals are subject to lender verification of income, assets, credit, and property appraisal. Pre-approval does not guarantee final loan approval.

Mortgage Services We Can Refer:
• Home Purchase Loans
• Mortgage Refinancing
• FHA/VA Loans
• First-Time Buyer Programs
• Investment Property Financing

Real Estate Services Disclaimer

Important information regarding real estate services

Namaste Boston Homes provides real estate information and referral services. We are not a licensed real estate brokerage and do not directly engage in real estate transactions.

Real Estate Licensing: All real estate agents and brokers must be licensed in Massachusetts. We only refer to licensed professionals who meet state requirements and maintain proper licensing.

Fair Housing: We comply with all fair housing laws and do not discriminate based on protected characteristics. All property listings and referrals adhere to equal housing opportunity standards.

Property Information: All property information is provided for general informational purposes only. Buyers should verify all information independently and consult with licensed professionals.

Real Estate Services We Can Refer:
• Licensed Real Estate Agents
• Property Management Services
• Real Estate Attorneys
• Home Inspectors
• Appraisers

Tax Services Disclaimer

Important information regarding tax services

Namaste Boston Homes is not a tax advisory firm or accounting practice. We provide general educational information about tax considerations related to real estate and financial planning.

Tax Professional Requirement: All tax advice must come from licensed CPAs, Enrolled Agents, or tax attorneys. Tax laws are complex and individual circumstances vary significantly.

Tax Law Changes: Tax laws and regulations change frequently. Information provided may become outdated. Always consult current tax professionals for the most up-to-date guidance.

No Tax Advice: Nothing on this website constitutes formal tax advice or tax preparation services. We strongly recommend consulting with qualified tax professionals for your specific situation.

Tax Services We Can Refer:
• Certified Public Accountants (CPAs)
• Enrolled Agents (EAs)
• Tax Attorneys
• Tax Preparation Services

Regulatory Framework

Key regulations and laws that govern our operations

Federal Regulations

SEC Investment Advisers Act

Proper disclosure of advisory services

Fair Housing Act

Non-discrimination in housing services

SAFE Act (Mortgage)

Mortgage licensing requirements

Gramm-Leach-Bliley Act

Financial privacy protection

CAN-SPAM Act

Email marketing compliance

ADA Compliance

Accessibility for disabled users

State Regulations (Massachusetts)

Massachusetts Real Estate License Law

Real estate licensing requirements

Consumer Protection Laws

Unfair and deceptive practices

Data Privacy Laws

Personal information protection

Insurance Licensing

Agent and broker requirements

Compliance Monitoring & Reporting

We maintain ongoing compliance monitoring and provide transparent reporting about our regulatory adherence.

Regular Compliance Reviews

We conduct quarterly compliance reviews and update our practices to reflect changes in regulations and industry standards.

Professional Legal Counsel

We consult with qualified attorneys specializing in real estate, financial services, and consumer protection law.

Industry Association Membership

We participate in industry associations and follow their codes of ethics and best practices guidelines.

Report Compliance Concerns

If you have concerns about our compliance with any regulations or believe we've violated any laws, please contact us immediately:

Compliance Officer

Email: compliance@namastebostonhomes.com
Phone: (781) 343-1840
Response Time: Within 24 hours

Regulatory Agencies

Massachusetts Attorney General
Consumer Protection Division
Federal Trade Commission (FTC)

Compliance Information Last Updated: October 7, 2025